editor's Reviews

Are you tired of being hit with overdraft fees and hidden charges by traditional banks? Say hello to Chime! 🎉 Chime is the financial app with your best interest in mind, providing security features, fee-free overdrafts up to $200*, and early direct deposit^, all without any monthly fees‡. With instant alerts, two-factor authentication, and access to thousands of fee-free ATMs, Chime ensures you're always in control of your finances. Want to build credit effortlessly? Chime's Credit Builder¹ program boosts your FICO® Score by an average of 30 points² with timely payments. Pay anyone without transfer fees and receive your paycheck two days early^ with Chime. Discover a smarter, more convenient way to manage your money with Chime! 💰💳

Latest Update Enhanced Security and Improved User Experience

The latest Chime app update focuses on enhancing security features and optimizing user experience. Additionally, this update includes performance improvements and bug fixes to ensure a seamless banking experience.

Features

Fee-free overdraft up to $200*

No monthly fees‡

Early direct deposit^

Credit Builder program¹

Instant transaction alerts

Two-factor authentication

Access to 60k+ fee-free ATMs

No foreign transaction fees

Send money with no transfer fees

Receive paycheck up to 2 days early^